Managing a hotel requires absolute attention to detail, based on an overall commitment to excellent hospitality services.
Citadel assists you in putting together a comprehensive package of relevant insurance policies, adapted to suit your specific needs and wants. Our Hotel and Leisure insurance package is especially designed for Hotels, Holiday Centres, Guest Houses, and the leisure industry in general to provide comprehensive protection in one single policy.
This policy consists of a number of insurance covers, including Buildings and Contents, Employer’s Liability, Loss of Revenue, Money Insurance, Personal Accident, Goods in Transit, Deterioration of Stock, and Public and Products Liability.
The following additional covers may be purchased:
Electronic Equipment Insurance
Will provide cover for sudden and unforeseen physical loss or damage to the electronic equipment, and/or external data media, occurring at the premises used by you for carrying out your business.
Machinery Breakdown Insurance
Has been developed in order to provide cover for all types of machinery, plant, mechanical equipment against any unforeseen and sudden physical loss or damage to machinery from causes such as defects in casting and material, faulty design, faults at workshop or in erection, bad workmanship, lack of skill, carelessness, shortage of water in boilers, physical explosion, tearing apart on account of centrifugal force, short-circuit, storm, or from any other cause not specifically excluded.
Machinery Loss of Profits Insurance
Will provide cover for the actual loss of gross profit sustained as a result of a business interruption caused by an accident which is indemnifiable under the Machinery Breakdown Insurance.
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